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Mastercard Incorporated (MA) is a financial services company in the credit services industry with $35.08B in trailing revenue trading at a 30.6× trailing P/E — analyst consensus: strong buy.
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Key Statistics
Market Cap
$490.50B
Revenue (TTM)
$35.08B
EPS (TTM)
$18.31
EPS (Fwd est.)
$23.02
Employees
39,800
Trailing P/E
30.58
Forward P/E
24.32
PEG Ratio
1.45
Price / Sales
13.98
Price / Book
87.54
EV / EBITDA
22.68
Beta (5Y)
0.73
Analyst Consensus
Consensus
Strong Buy
Analyst Price Target
+19.1% upside
Target: $666.71
Annual Revenue & Net Income
RevenueNet Income
'22
$22.24B
$9.93B
'23
$25.10B
$11.20B
'24
$28.17B
$12.87B
'25
$32.79B
$14.97B
Earnings History
Quarter
Actual EPS
Estimate
Result
Jul 2026
$5.04
$4.78
Beat (+5.5%)
Apr 2026
$4.60
$4.41
Beat (+4.2%)
Jan 2026
$4.76
$4.24
Beat (+12.3%)
Oct 2025
$4.38
$4.31
Beat (+1.5%)
Next Earnings Report
Mastercard Incorporated is next expected to report earnings on 29 Oct 2026.
Profitability
100.0%
61.1%
46.3%
Gross MarginOperating MarginNet Margin
Revenue Growth (YoY)
14.1%
Return on Equity
241.2%
Return on Assets
24.1%
Balance Sheet
Cash & Equivalents
$11.61B
Total Debt
$24.64B
Net Position
$13.03B (net debt)
Free Cash Flow (TTM)
$16.96B
Debt / Equity
439.58
Share Ownership
Institutions 91.2%
Insiders 0.1%
Public 8.7%
Dividend
Annual Rate
$3.48
Yield
0.63%
Payout Ratio
17.9%
Ex-Dividend Date
09 Jul 2026
5Y Avg Yield
0.55%
Frequently Asked Questions
What does Mastercard Incorporated (MA) do?
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with cre…
What is MA's market cap?
Mastercard Incorporated has a market capitalization of approximately $490.50B.
What is MA's P/E ratio?
Mastercard Incorporated trades at a trailing P/E ratio of 30.6x and a forward P/E of 24.3x, which is above the broad market average of ~25x.
How much revenue does MA generate?
Mastercard Incorporated generated $35.08B in trailing 12-month revenue.
What do analysts say about MA?
The analyst consensus rating for Mastercard Incorporated is strong buy, with a mean price target of $666.71. That implies +19.1% upside from the current price.
When does MA report earnings?
Mastercard Incorporated is next scheduled to report earnings on 29 Oct 2026.
Does MA pay a dividend?
Yes. Mastercard Incorporated pays a dividend with a current yield of 0.63%, at an annual rate of $3.48 per share.
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