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Fair Isaac Corporation (FICO) is a technology company in the software - application industry with $2.39B in trailing revenue trading at a 25.0× trailing P/E — analyst consensus: buy.
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Key Statistics
Market Cap
$18.64B
Revenue (TTM)
$2.39B
EPS (TTM)
$34.52
EPS (Fwd est.)
$53.01
Employees
3,876
Trailing P/E
25.00
Forward P/E
16.28
PEG Ratio
0.68
Price / Sales
7.79
Price / Book
-4.55
EV / EBITDA
18.99
Beta (5Y)
1.32
Analyst Consensus
Consensus
Buy
Analyst Price Target
+66.3% upside
Target: $1,434.89
Annual Revenue & Net Income
RevenueNet Income
'22
$1.38B
$370.00M
'23
$1.51B
$430.00M
'24
$1.72B
$510.00M
'25
$1.99B
$650.00M
Earnings History
Quarter
Actual EPS
Estimate
Result
Jul 2026
$12.18
$11.78
Beat (+3.4%)
Apr 2026
$12.50
$10.97
Beat (+13.9%)
Jan 2026
$7.33
$7.08
Beat (+3.5%)
Nov 2025
$7.74
$7.36
Beat (+5.2%)
Next Earnings Report
Fair Isaac Corporation is next expected to report earnings on 04 Nov 2026.
Profitability
85.1%
53.8%
34.1%
Gross MarginOperating MarginNet Margin
Revenue Growth (YoY)
25.7%
Return on Assets
40.0%
Balance Sheet
Cash & Equivalents
$250.00M
Total Debt
$5.60B
Net Position
$5.35B (net debt)
Free Cash Flow (TTM)
$770.00M
Share Ownership
Institutions 102.4%
Insiders 3.0%
Institutional figure exceeds 100% due to short selling
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making process…
What is FICO's market cap?
Fair Isaac Corporation has a market capitalization of approximately $18.64B.
What is FICO's P/E ratio?
Fair Isaac Corporation trades at a trailing P/E ratio of 25.0x and a forward P/E of 16.3x, which is below the broad market average of ~25x.
How much revenue does FICO generate?
Fair Isaac Corporation generated $2.39B in trailing 12-month revenue.
What do analysts say about FICO?
The analyst consensus rating for Fair Isaac Corporation is buy, with a mean price target of $1,434.89. That implies +66.3% upside from the current price.
When does FICO report earnings?
Fair Isaac Corporation is next scheduled to report earnings on 04 Nov 2026.
Does FICO pay a dividend?
Fair Isaac Corporation does not currently pay a regular dividend.
View live charts, options flow, gamma exposure, earnings history, and technical analysis for Fair Isaac Corporation on Apsis Markets.