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Citizens Financial Group, Inc. (CFG) is a financial services company in the banks - regional industry with $8.16B in trailing revenue trading at a 14.3× trailing P/E — analyst consensus: buy.
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Key Statistics
Market Cap
$27.60B
Revenue (TTM)
$8.16B
EPS (TTM)
$4.59
EPS (Fwd est.)
$6.53
Employees
17,727
Trailing P/E
14.28
Forward P/E
10.03
PEG Ratio
1.65
Price / Sales
3.38
Price / Book
1.15
Beta (5Y)
1.00
Analyst Consensus
Consensus
Buy
Analyst Price Target
+23.2% upside
Target: $80.71
Annual Revenue & Net Income
RevenueNet Income
'22
$8.02B
$2.07B
'23
$8.22B
$1.61B
'24
$7.81B
$1.51B
'25
$8.25B
$1.83B
Earnings History
Quarter
Actual EPS
Estimate
Result
Jul 2026
$1.30
$1.25
Beat (+4.4%)
Apr 2026
$1.13
$1.09
Beat (+3.7%)
Jan 2026
$1.13
$1.11
Beat (+2.2%)
Oct 2025
$1.05
$1.03
Beat (+2.3%)
Next Earnings Report
Citizens Financial Group, Inc. is next expected to report earnings on 16 Oct 2026.
Profitability
0.0%
35.1%
26.1%
Gross MarginOperating MarginNet Margin
Revenue Growth (YoY)
14.7%
Return on Equity
8.3%
Return on Assets
0.9%
Balance Sheet
Cash & Equivalents
$13.87B
Total Debt
$16.35B
Net Position
$2.48B (net debt)
Share Ownership
Institutions 100.1%
Insiders 0.7%
Institutional figure exceeds 100% due to short selling
Dividend
Annual Rate
$1.84
Yield
2.81%
Payout Ratio
39.2%
Ex-Dividend Date
30 Jul 2026
5Y Avg Yield
4.08%
Frequently Asked Questions
What does Citizens Financial Group, Inc. (CFG) do?
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage a…
What is CFG's market cap?
Citizens Financial Group, Inc. has a market capitalization of approximately $27.60B.
What is CFG's P/E ratio?
Citizens Financial Group, Inc. trades at a trailing P/E ratio of 14.3x and a forward P/E of 10.0x, which is below the broad market average of ~25x.
How much revenue does CFG generate?
Citizens Financial Group, Inc. generated $8.16B in trailing 12-month revenue.
What do analysts say about CFG?
The analyst consensus rating for Citizens Financial Group, Inc. is buy, with a mean price target of $80.71. That implies +23.2% upside from the current price.
When does CFG report earnings?
Citizens Financial Group, Inc. is next scheduled to report earnings on 16 Oct 2026.
Does CFG pay a dividend?
Yes. Citizens Financial Group, Inc. pays a dividend with a current yield of 2.81%, at an annual rate of $1.84 per share.
View live charts, options flow, gamma exposure, earnings history, and technical analysis for Citizens Financial Group, Inc. on Apsis Markets.