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Ally Financial Inc. (ALLY) is a financial services company in the credit services industry with $7.90B in trailing revenue trading at a 9.1× trailing P/E — analyst consensus: strong buy.
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.
Key Statistics
Market Cap
$11.80B
Revenue (TTM)
$7.90B
EPS (TTM)
$4.25
EPS (Fwd est.)
$6.26
Employees
10,300
Trailing P/E
9.13
Forward P/E
6.19
PEG Ratio
0.34
Price / Sales
1.49
Price / Book
0.87
Beta (5Y)
1.07
Analyst Consensus
Consensus
Strong Buy
Analyst Price Target
+37.2% upside
Target: $53.23
Annual Revenue & Net Income
RevenueNet Income
'22
$9.24B
$1.71B
'23
$9.07B
$960.00M
'24
$8.90B
$670.00M
'25
$8.77B
$850.00M
Earnings History
Quarter
Actual EPS
Estimate
Result
Jul 2026
$1.21
$1.22
Miss (-1.0%)
Apr 2026
$1.11
$0.94
Beat (+17.9%)
Jan 2026
$1.09
$1.02
Beat (+6.5%)
Oct 2025
$1.15
$1.01
Beat (+14.1%)
Next Earnings Report
Ally Financial Inc. is next expected to report earnings on 20 Oct 2026.
Profitability
0.0%
25.3%
18.4%
Gross MarginOperating MarginNet Margin
Revenue Growth (YoY)
11.0%
Return on Equity
9.7%
Return on Assets
0.7%
Balance Sheet
Cash & Equivalents
$7.84B
Total Debt
$23.08B
Net Position
$15.24B (net debt)
Share Ownership
Institutions 88.7%
Insiders 9.6%
Public 1.7%
Dividend
Annual Rate
$1.20
Yield
3.09%
Payout Ratio
28.2%
Ex-Dividend Date
31 Jul 2026
5Y Avg Yield
3.20%
Frequently Asked Questions
What does Ally Financial Inc. (ALLY) do?
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans…
What is ALLY's market cap?
Ally Financial Inc. has a market capitalization of approximately $11.80B.
What is ALLY's P/E ratio?
Ally Financial Inc. trades at a trailing P/E ratio of 9.1x and a forward P/E of 6.2x, which is below the broad market average of ~25x.
How much revenue does ALLY generate?
Ally Financial Inc. generated $7.90B in trailing 12-month revenue.
What do analysts say about ALLY?
The analyst consensus rating for Ally Financial Inc. is strong buy, with a mean price target of $53.23. That implies +37.2% upside from the current price.
When does ALLY report earnings?
Ally Financial Inc. is next scheduled to report earnings on 20 Oct 2026.
Does ALLY pay a dividend?
Yes. Ally Financial Inc. pays a dividend with a current yield of 3.09%, at an annual rate of $1.20 per share.
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